Our addressable market
£84bn
addressable SME loans market
£1.3trn
SME B2B payments
£80bn
SME card transactions
Our customers
Small business borrowers
- Access to affordable finance
- Fast, convenient applications
- Instant automated decisions for 77% of applications
- Superior customer experience with a 79 Group Net Promoter Score
Small business borrowers
- Access to hard-to-reach asset class at scale with diversified loan book
- Robust and attractive returns
- Forward flow agreements with £2.1 billion future funding in place
Our competitive advantage
Superior customer experience
Data and technology advantage
Wide product suite
79
NPS
3x
better risk discrimination
4.6
Trustpilot
77%
instant decisions
The value we create
>111,000
small businesses supported
£7.2bn
contribution to GDP
87,000+
jobs supported
~5%
annualised returns to institutional investors
171
Impact Days taken in 2024
