Our mission is to build the place where small businesses get the funding they need to win.
A fundamentally better way of borrowing
Funding Circle is a leading global SME loans platform. By combining cutting-edge technology, sophisticated data analytics and dedicated customer service, we help SMEs access finance that allows them to grow and expand. We’re also opening up a whole new asset class to investors, to whom we provide stable returns and a range of investment options.
Our values
Our shared values, passion and purpose underpin everything we do at Funding Circle. Together we are providing small businesses with the funding they need to win.
What makes Funding Circle unique
Instant Decision Lending is reinventing SME lending using machine learning and technology
Leading SME loans platform with more than 10 years’ experience
SMEs are significantly underserved by traditional lenders and represent a significant addressable market
Profitable and expect to be AEBITDA profitable going forward
Launching new funding products to solve more small business problems
Key stats
100,000
jobs supported by UK SME borrowers
£7BN
UK GDP contribution
Technology, data and advanced analytics are at the heart of our business proposition.
What we offer
An industry-leading experience for borrowers
Speed and simplicity
Our simple online application is faster and easier than traditional lending channels. Thanks to our Instant Decision Lending technology, it takes on average just six minutes to complete an application and businesses receive a decision in just nine seconds.
Competitive market-driven pricing
Our online platform lending model provides competitive and transparent pricing for borrowers.
Outstanding customer experience and ease of use
We’re continually focused on delivering excellent customer service. Our aim is to enhance the user experience and make the application process as efficient as possible.
Plankbridge manufactures bespoke shepherd’s huts. The business was founded by Richard Lee and his partner Jane Dennison in 2020.
The shepherd’s hut manufacturer borrowed from Funding Circle in order to expand their product offering and their overseas market.
Over the past 12 months, as people have been forced to work from home, there has been a surge in interest from customers looking to create an office in their garden.
They now employ 24 staff who typically work on around ten hand-made huts at a time – with each hut taking at least six weeks to complete.
The company remains loyal to local suppliers within a ten-mile radius for timber and fixings, keeping the value within the local economy.
