Small businesses are the engine room of the global economy. Our technology platform helps them get the funding they need to win.

SMEs are a fundamental part of the global economy, driving growth, employment, and innovation.

Yet access to the finance they need to support their aspirations and operations is often restricted, with SMEs making up around half of UK and US GDP, but only a fraction of bank lending (<2% in our markets).


SMEs are a fundamental part of the global economy, driving growth, emplayoment and innovation.

>£1.3 trillion

SME B2B payments market opportunity in the UK


term loans addressable market opportunity, including £84bn in the UK

ANNA Cake Couture

Business partners Anna and Felix opened their first cake shop and cafe in 2015. A Funding Circle loan helped them take their business up a tier.

Anna Tyler started her career as a wedding cake designer, before joining forces with Felix Harkness in 2015 to open a cake shop and cafe in Bristol in 2015. They wanted to offer the Clifton community hot drinks and sweet treats, and at the same time give customers the chance to watch wedding cakes being made before their eyes.

After five successful years, and despite the challenges faced by the hospitality industry during the pandemic, they seized the opportunity to pivot the business online in 2020. Launching an online platform, they began offering luxury gifts such as cookies, macarons and cupcakes, and expanded the business nationwide. 

The owners’ success is evident with their turnover expected to increase year on year. To continue their growth, the duo came to Funding Circle to secure a term-loan - to expand their kitchen, create more jobs and open a new office. It's expected to be another history in the baking for Anna Cake Couture - watch this space!

2 Data from the Federation for Small Businesses and Small Business Administration.