lent through us


small businesses financed since 2010


loans under management

Helping businesses win

We deliver an amazing experience for small businesses powered by machine learning and technology.

Over the past ten years, we have built a machine learning and technology platform that is revolutionising SME lending.

Small businesses can complete a loan application and receive a decision in a matter of minutes, enabling them to access funding quickly and at an affordable rate.

Our technology

Bird & Blend Tea Co.

Mike Turner and Krisi Smith, are the co-founders of Bird & Blend Tea Co – an independent, award-winning tea company based in Brighton which has shops across the UK as well as an online store.

When the pandemic hit, they had to adapt their operations to comply with social distancing regulations.

They made structural changes to their workspaces, including the transformation of their office into a production facility and moving the office team to working remotely.

Mike and Krisi took out a Funding Circle CBILS loan to give themselves a cash flow buffer and continue to drive forward their growth plans. They employed 80 members of staff when the pandemic hit and they’ve now been able to grow that number to 100.

2021 Half Year results

Results for the 6 months to 30 June 2021

View presentation


Supporting SMEs through the crisis and recovery: Funding Circle's 2020 impact

March 2021

Read impact report