£15.2bn
credit extended
C.135,000
small businesses financed
£3.7bn
loans under management
Helping businesses win
We deliver an amazing experience for small businesses powered by machine learning and technology.
Over the past ten years, we have built a machine learning and technology platform that is revolutionising SME lending.
Small businesses can complete a loan application and receive a decision in a matter of minutes, enabling them to access funding quickly and at an affordable rate.

Flourishing through funding - Leading UK florist Flower Station creates lovingly hand-crafted bouquets. Its Director and Founder, David Cohen, used his Funding Circle business loan to launch new brands and grow his business.
David set up Flower Station over 20 years ago as a drive-through florist at a disused petrol station. He now runs several flower shops, with a flagship store in North London providing a 24/7 delivery service to customers all over the capital. During lockdown, with his stores having to close, David pivoted the company’s operations online. As a result, business quadrupled, more than making up for Flower Station’s shop closures. The company used a Funding Circle loan to support these expansion activities and develop new brands – for example, the new Love Rose website, which sells high-end preserved roses, and Letterbuds, a subscription service for home-delivered budded flowers. The funds also enabled the completion of an online flower school, which provides video lessons on flower arranging. Business is blooming.

Results for the 12 months to 31 December 2022

Powering SMEs and the economy: Funding Circle's 2022 impact
March 2023