lent through us


small businesses financed since 2010


loans under management

Helping businesses win

We deliver an amazing experience for small businesses powered by machine learning and technology.

Over the past ten years, we have built a machine learning and technology platform that is revolutionising SME lending.

Small businesses can complete a loan application and receive a decision in a matter of minutes, enabling them to access funding quickly and at an affordable rate.

Our technology

Flower Station

Flourishing through funding - Leading UK florist Flower Station creates lovingly hand-crafted bouquets. Its Director and Founder, David Cohen, used his Funding Circle business  loan to launch new brands and grow his business.

David set up Flower Station over 20 years ago as a drive-through florist at a disused petrol station. He now runs several flower shops, with a flagship store in North London providing a 24/7 delivery service to customers all over the capital. During lockdown, with his stores having to close, David pivoted the company’s operations online. As a result, business quadrupled, more than making up for Flower Station’s shop closures. The company used a Funding Circle loan to support these expansion activities and develop new brands – for example, the new Love Rose website, which sells high-end preserved roses, and Letterbuds, a subscription service for home-delivered budded flowers. The funds also enabled the completion of an online flower school, which provides video lessons on flower arranging. Business is blooming. 

2021 Annual Report and Accounts

Results for the 12 months to 31 December 2021

View Annual Report

Full Year 2021 results video


Financing the future: Funding Circle's 2021 Impact

March 2022