Helping power SMEs’ growth
Our mission is to build the place where small businesses get the funding they need to win. We do this by delivering an unrivalled customer experience powered by data and technology. Over the past decade, we’ve built a technology platform that is revolutionising SME lending. Thanks to our instant decision capabilities, SMEs in the UK can complete a lending application in minutes and receive a lending decision in seconds, accessing funding quickly and at an affordable rate.
To date we’ve helped over 100,000 SMEs access more than £13 billion in credit. This finance is helping to create jobs and power the economy.
Our flywheel for growth
Our technology platform enables us to test, learn and adapt to provide better finance solutions for SMEs and help solve more small business problems. We innovate and iterate in a continuous feedback loop, committed to driving improvements in machine learning, technology and data.
We deliver an unrivalled experience for small businesses, powered by data and technology
>100,000
businesses supported since 2010
3X
better risk discrimination than bureau scores
6 min
application time
76%
instant decision
75
customer NPS
4.6
Trustpilot score
We enable small businesses to borrow, pay and spend
Thousands of small businesses
Direct
Broker
come to Funding Circle
Technology platform
Data advantage
Institutional capital aggregation
Customer experience
to get the funding they need to win
Prime loans
Near prime loans
FlexiPay
Marketplace
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Direct Customers come direct to Funding Circle via our website |
Broker Customers are introduced to Funding Circle by a broker who manages their client’s relationship with us |
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United Kingdom
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Prime loans Business loans from £10,000 to £500,000 available from six months to six years |
Near prime loans Available to businesses that have been trading for one year or more in the UK |
FlexiPay Our new line of credit product in the UK |
Marketplace Connecting borrowers with lenders in the market offering products beyond our range |
