Helping power SMEs’ growth
Our mission is to build the place where small businesses get the finance they need to win. We do this by delivering an unrivalled customer experience powered by data and technology. To date we’ve supported over 110,000 SMEs access more than £14.6 billion in credit.
We’re proud of our impact in powering the nation’s SMEs, which supports jobs and economic and community prosperity. Small businesses are the backbone of the economy and since 2010 we have been fuelling small businesses with the finance they need using our data and technology advantage to drive a superior, fast and hassle-free customer experience. Our capital light model enables scale and growth whilst our superior risk and analytic capabilities deliver robust and attractive returns for institutional investors.
Our flywheel for growth
Our technology platform enables us to test, learn and adapt to provide better finance solutions for SMEs and help solve more small business problems. We innovate and iterate in a continuous feedback loop, committed to driving improvements in machine learning, technology and data.
We deliver an unrivalled experience for small businesses, powered by data and technology
>110,000
businesses supported since 2010
3x
better risk discrimination than bureau scores
6 min
application time
77%
instant decision
79
customer NPS
4.6
Trustpilot score
We enable small businesses to borrow, pay later and spend
Thousands of small businesses
Direct
Broker
come to Funding Circle
Technology platform
Data advantage
Institutional capital aggregation
Customer experience
to get the finance they need to win
Term Loans
FlexiPay
Cashback Business Credit Card
Marketplace
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Direct Customers come direct to Funding Circle via our website |
Broker Customers are introduced to Funding Circle by a broker who manages their client’s relationship with us |
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United Kingdom
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Term loans Business loans from £10,000 to £750,000 available from six months to six years |
FlexiPay Credit limit up to £250,000 with flexible terms and billings where borrowers can repay in 1, 3, 6, 9 or 12 months |
Cashback credit card Our Cashback Business Credit Card in the UK |
Marketplace Connecting borrowers with lenders in the market, opening the door to finance solutions from across the market |
